Stoia

Roommate Money: Split Fair, Stay Friends

Rent splits, shared bills, and the awkward conversations, handled with math instead of vibes. Free tools for households that share a lease.

For anyone whose name is on a lease with friends.

  1. GuideFirst Apartment Budget Checklist: Move-In Cash, the Monthly Stack, and a $52,000 ExampleMoving out for the first time? The move-in cash and the monthly stack.
  2. GuideHow to Split Rent With Roommates (Without Ruining the Friendship)By room size, by income, or by straight thirds: the fair options.
  3. GuideThe Roommate Agreement: Seven Money Clauses That Prevent the FightsSeven money clauses, with wording, that keep rent and deposits from becoming fights.
  4. Free toolRent Split CalculatorRun the split by bedroom, bathroom, and square footage.
  5. GuideHow Much of Your Income Should Go to Rent? The 30% Rule, HonestlyThe 30% rule, honestly, before you sign the next lease.
  6. Free toolRent Affordability CalculatorCheck what your income actually supports in your city.
  7. Free tool50/30/20 Budget CalculatorFit rent, utilities, and groceries into a budget that holds.
  8. GuideRenters Insurance, Explained: What You Are Actually BuyingThe lease does not cover your stuff: what a renters policy does.

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