Stoia

Money as a Couple: Merge, Split, or Both

Pick a money model with your partner (yours, mine, ours), split shared costs fairly, and budget together without the monthly fight.

For couples moving in, marrying, or finally talking numbers.

  1. Course step 11Manage Money as a CoupleThe three merge models and how to pick one without a fight.
  2. GuideHow to Budget as a Couple: Yours, Mine, and OursYours, mine, and ours in practice: allowances, autonomy, one budget.
  3. Free tool50/30/20 Budget CalculatorSet the household 50/30/20 from your combined take-home.
  4. Free toolSavings Goal CalculatorGive the shared goals (trip, house, baby) a monthly price tag.
  5. Free toolIncome-Based Expense Split CalculatorSplit every shared bill in proportion to what each of you earns.
  6. Free toolRent Split CalculatorSplit housing fairly when incomes are not identical.

See your whole financial picture, calmly

Stoia brings everything you own and owe into one clear view. Launching in 2026 on iOS, Android, and the web.

Coming soon