Features

One app for everything your money does

Stoia tracks what you own and owe, keeps budgets honest, spots subscriptions, and lets you share exactly as much as you want, with a partner, with roommates, or with no one.

Coming soon

Track

Net worth tracking

Banks, cards, investments, crypto, real estate, and vehicles, synced into one net worth with history.

Track

Recurring & subscriptions

Every recurring charge detected automatically, with renewal dates and price-increase flags.

Budget

Budgeting & categories

Flexible category budgets with rollover, AI categorization you can train, and transaction splits.

Plan

Goals & forecasting

Savings goals funded from any account, plus a forward view of your cash flow.

Shared workspaces

Personal, household, and roommate spaces with real boundaries between shared and private money.

Made for how you actually live

For couples

Budget together with full visibility: joint accounts, shared goals, one family net worth.

For roommates

Split rent and utilities fairly while personal finances stay private.

For freelancers

Personal finances now; a business workspace with invoicing and tax categories is planned after launch.

See your whole financial picture, calmly

Stoia brings everything you own and owe into one clear view. Launching in 2026 on iOS, Android, and the web.

Coming soon