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Personal finance glossary

Security deposit

Definition

Money a landlord holds during a lease as protection against damage or unpaid rent, commonly around one month's rent. Many states cap the amount and set deadlines for returning it, minus documented deductions, after move-out.

Why it matters

A deposit is often the largest single move-in cost after the first month's rent, and getting it back is not automatic. Documentation at move-in is what turns a vague damage claim into your money returned.

Example

A renter signs a $1,800-a-month lease and hands over a $1,800 deposit, photographing every wall and appliance on day one. At move-out the landlord deducts $150 for a broken blind and returns $1,650; the photos settle a dispute over a stain that predated the lease.

Put it into practice

Related terms

This definition is educational, not financial, legal, or tax advice. U.S. rules and limits change; verify time-sensitive details with official sources. See our disclaimer.

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