For roommates
Split the bills, not your privacy
Rent, utilities, the shared internet, that one group grocery run: shared-house money deserves better than a dying spreadsheet and a group-chat audit. Stoia gives the house its own space, and keeps yours out of it.
A space for the house, not the housemates
The roommates workspace holds exactly what the household shares and nothing else. Everyone sees the rent is due and the internet went up; nobody sees anyone's paycheck.
- Shared bills and expenses visible to everyone in the space
- Personal accounts and spending stay completely private
- Clean exits: leave the space, keep your own finances
Choose space
- Personaljust you
- Householdyou + partner
- Roommatesrent & utilities
Add new space
Whole Foods
Groceries
−$84.12
Today
Netflix
Subscriptions
−$15.49
Jul 28
Paycheck
Income
+$3,250.00
Jul 25
Shell
Transport
−$42.80
Jul 24
Recurring house bills, tracked automatically
The awkward part of shared housing is never the math, it's the asking. When the numbers live in a shared space, nobody has to chase, and the history answers questions before they're asked.
- Rent and utilities detected as recurring, with due dates
- Price increases flagged when the landlord or provider nudges up
- A running record of what was paid, by whom, and when
Frequently asked questions
How does a roommates workspace stay private?
Only what you put in the shared space is visible to roommates: the rent, the utilities, the shared grocery run. Your personal accounts, spending, and net worth live in your personal workspace, which no roommate can see.
What's a fair way to split rent?
Even splits are simplest; income-proportional splits are fairer when salaries differ a lot; room-based splits make sense when bedrooms differ. Our free rent split calculator walks through all three with real numbers.
How is this better than a spreadsheet or a payments app?
Spreadsheets go stale and payment apps only see the settling-up, not the plan. A roommates workspace keeps the recurring bills, who has paid, and what's coming next in one place everyone can check without asking.
What happens when someone moves out?
They leave the workspace and keep their personal space untouched. No joint account to unwind, no shared login to re-password, no history lost for the people who stay.
Give the house its own books
The house gets its own books; your finances stay yours. Launching in 2026.