Stoia

Crypto Profit Calculator (Fees Included)

Enter your buy, your sell, and the fee percentage each way to see your real profit after costs, your return, and the break-even sell price. Work in dollars invested or in units, whichever matches how you think about the trade.

Enter your buy as

What you spend, buy fee included

Trading fee charged when you buy

Trading fee charged when you sell

Units acquired

9.95

after the $5.00 buy fee comes out first

Gross proceeds

$1,393.00

units times sell price, before fees

Total fees

$11.97

$5.00 to buy, $6.97 to sell

Net profit

$386.04

net proceeds minus everything you paid

Return

+38.6%

on your total cost, fees included

Break-even sell price

$101.01

1.0% above your buy price

An educational estimate: it ignores spreads, network fees, and taxes, and assumes one buy and one sell at the prices you enter.

How fees change the math

A round trip has four numbers: what you spend, what the fee takes on the way in, what the sale grosses, and what the fee takes on the way out. In dollar mode the calculator deducts the buy fee first, converts the rest to units at your buy price, then values those units at the sell price and deducts the sell fee. Profit is net proceeds minus total cost, and the break-even sell price is total cost divided by units times (1 minus the sell fee): the price where the whole exercise returns exactly zero.

A round-trip example, dollar by dollar

Put $1,000 into a coin at $100 per unit with a 0.5% buy fee: $5 goes to the fee and 9.95 units are yours. Sell at $140 and the gross is $1,393; the 0.5% sell fee takes about $6.97, leaving roughly $1,386. Profit: about $386, a 38.6% return on the $1,000 you committed. Notice the break-even was $101.01, not $100. The coin had to rise about 1% before you made your first cent, and that is at friendly fee levels: push both fees to 3% and break-even jumps to about $106.28, while selling flat at your buy price loses roughly 5.9%.

Why break-even sits higher than your buy price

People anchor on the buy price, but fees shift the real target twice: fewer units acquired on the way in, a haircut on the proceeds on the way out. The two compound, so the required move is slightly more than the two fees added together, and frequent trading multiplies the toll because every round trip restarts the climb. That is also why the same trade can be profitable for a patient holder and a loss for an active one at identical prices. Crypto prices are also far more volatile than most assets, so give any plan room for swings that would count as a crisis elsewhere.

Before you trade

Two things sit outside this page's math. First, taxes: selling at a profit generally creates a taxable capital gain in the US, and swapping one coin for another usually counts as selling; the capital gains tax calculator shows how holding periods change the picture. Second, incidental costs: network fees for moving coins and the spread between quoted buy and sell prices both behave like extra fees, so fold them into the fee fields if you want the conservative version of your break-even. The calculator stays neutral on what to buy or when; it only promises that the arithmetic will not flatter the trade.

Frequently asked questions

How do trading fees affect crypto profit?

Twice. The buy fee shrinks how many units your dollars purchase, and the sell fee takes a slice of the proceeds. Each one looks small alone, but together they raise the price move you need just to get your money back, which is exactly what the break-even figure shows.

How is the break-even sell price calculated?

Your total cost divided by units times (1 minus the sell fee). At that price, the sale nets exactly what you put in. With a 0.5% fee on each side of a $1,000 purchase at $100 per unit, break-even lands near $101, about 1% above the buy price.

What fee percentage should I enter?

Whatever your platform actually charges per trade, which is often a fraction of a percent and varies by order type and volume. If you know the spread (the gap between buy and sell quotes), you can fold an estimate of it into the fee fields to get a more honest break-even.

Do I owe taxes on crypto profits?

In the US, selling crypto for more than you paid is generally a taxable event, and trading one coin for another usually counts as a sale too. This calculator shows pre-tax results only; it is an educational estimate, not tax advice.

Can I enter units instead of dollars?

Yes. Switch the toggle to Units and type how many units you bought and at what price. In that mode the buy fee is added on top of the purchase, while in dollar mode the fee comes out of the amount you spend.

Does this calculator save my numbers?

No. Everything runs in your browser and nothing you type is stored or sent anywhere.

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