Stoia

Personal finance glossary

Stock split

Definition

A company dividing each existing share into several, cutting the price per share proportionally. Your total value does not change; you simply hold more shares at a lower price, and your cost basis per share divides by the same ratio.

Why it matters

Splits feel like an event but change nothing fundamental: no value is created or lost. Knowing that keeps you from buying a stock because it suddenly looks cheap, and keeps your basis math right when you eventually sell.

Example

An investor holds 100 shares at $300, worth $30,000. After a 4-for-1 split they hold 400 shares at $75: still $30,000. Their $200-per-share cost basis becomes $50 per share, so the taxable gain on a future sale is identical.

Related terms

This definition is educational, not financial, legal, or tax advice. U.S. rules and limits change; verify time-sensitive details with official sources. See our disclaimer.

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