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Personal finance glossary

Exchange-traded fund (ETF)

Definition

A fund that trades on an exchange like a stock. Most popular ETFs are index funds in ETF form: broad, cheap, and tax-efficient.

Why it matters

ETFs made cheap diversification available in any brokerage account with no minimums. For taxable accounts they are usually the most tax-efficient wrapper for the same index.

Example

Instead of a mutual fund with a minimum investment, a new investor buys one share of a total-market ETF for the price of a share, owning a slice of thousands of companies with an expense ratio of a few hundredths of a percent.

Related terms

This definition is educational, not financial, legal, or tax advice. U.S. rules and limits change; verify time-sensitive details with official sources. See our disclaimer.

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