Stoia

Money After a Layoff: The First 30 Days, Handled

Severance, unemployment, health coverage, and a survival budget in the right order. A calm, free checklist for the weeks after a job ends.

For anyone whose paycheck just stopped.

  1. GuideMoney After a Layoff: The First 72 Hours, a Survival Budget, and What Not to TouchThe first 72 hours, the survival budget, and which bills come first.
  2. Free tool50/30/20 Budget CalculatorRebuild the budget around essentials only, this week.
  3. GuideHow Much Emergency Fund Do You Really Need?How many months you can cover, and what counts as essential.
  4. Free toolEmergency Fund CalculatorTurn the balance you have into a runway measured in months.
  5. Course step 4Build Your Emergency FundRefill the cushion the right way once income returns.
  6. GuideHow to Budget on an Irregular Income (Without Hating Your Life)Contract work or severance installments: budget from the worst month.
  7. Free toolPaycheck CalculatorEstimate the take-home on an offer before you say yes.
  8. Free toolNet to Gross Salary CalculatorKnow the gross salary an offer needs to match your old take-home.

See your whole financial picture, calmly

Stoia brings everything you own and owe into one clear view. Launching in 2026 on iOS, Android, and the web.

Coming soon