How to Ask for a Raise: Timing, the Evidence Page, and a 60-Second Ask
By the Stoia team · September 7, 2026 · 6 min read
You have been doing the job one level up for eight months. Your manager knows it, the team knows it, and your paycheck does not. The conversation that fixes this lasts about a minute. The preparation takes an evening, and the calendar decides more than either of them, because by the time most people ask, the money has already been handed out.
Timing: the budget is set before the review
At most companies, merit budgets are allocated two to four months before performance reviews are delivered. The review meeting is where your manager tells you what was decided; the deciding happened earlier, in a spreadsheet you never saw. Asking during the review is asking after the pool is empty. Ask before the cycle: find out when compensation planning happens (your manager will tell you, and so will anyone in finance), and have the conversation a month or two ahead of it, so your name is in the sheet when the numbers get filled in.
The other good moment is right after a win: the project shipped, the quarter closed, the client renewed, a colleague left and you absorbed half their work. Value is easiest to price when it is fresh. Bad moments are just as predictable: the week after a layoff round, the week your manager is underwater, the day the company misses its number. And if your pay has not moved in eighteen months, the timing question has answered itself; ask now and let the cycle sort out the mechanics.
The evidence page
One page, sent the day before the meeting. It is not a case for why you deserve more; it is a document your manager can forward upward without editing, which is the actual mechanism by which raises get approved. Four sections:
- What changed in scope. The responsibilities you hold now that were not in the job when your pay was set: the systems you own, the people you lead or train, the decisions that now stop at your desk.
- Results, with numbers. Three to five lines. Revenue, hours saved, tickets closed, churn reduced, projects delivered on time. Each with a figure and a date.
- The market range. Public wage data for the role in your metro, posted ranges from comparable jobs, and the internal band if you know it. One line: "Comparable roles are posting at $74,000–$82,000."
- The ask. A specific number. "I am asking to move my base from $70,000 to $77,000." A number can be approved; "a meaningful increase" cannot.
Leave the cost of living out of the lead. Your rent going up is real, but it is not an argument your manager can carry into a budget meeting; the market and your scope are. The cost of living shows up later in this guide, where it belongs: as the yardstick for whether the raise you get is real.
The 60-second ask
Book a separate meeting; do not bolt it onto a one-on-one about something else. Then say the whole thing, without softening it into a question about whether now is a good time:
"I want to talk about my compensation. Over the past year my role has grown to include [the two biggest scope changes], and the results have been [the two strongest numbers]. Comparable roles in the market are landing between $74,000 and $82,000, and I am asking to move my base to $77,000. What would it take to make that happen?"
The last sentence matters more than the number. "Is that possible?" invites a yes or a no, and no is the easy answer. "What would it take?" invites a process, and processes tend to end in a number. Then stop talking. The replies fall into four kinds: yes, a partial yes, "I need to take this up the chain," and no. For the third, ask when you can expect an answer and put the date in your calendar. For the fourth, keep reading.
Handling "there is no budget"
It is often true and rarely permanent. The reply is not to argue but to convert a no into a dated plan:
- Ask for the date. "When does budget open up, and can we agree now on what I need to show by then?" A raise with a date and criteria is worth far more than a vague maybe.
- Ask what would have to be true. If the honest answer is a title change, a certification, or a delivered project, you have just been handed the roadmap.
- Ask about the other levers. A one-time bonus comes from a different pool than base. A title change often moves you into a higher band. Extra paid time off, a learning budget, and an off-cycle adjustment (companies do these; they are usually called equity or market adjustments) are all real money.
- Get it in writing. A two-line email summarizing what was agreed, sent by you, the same day.
If the answer is no twice, with no date and no criteria, the market is the next conversation, and it is one you have with other employers rather than with your manager. Interviewing elsewhere is information gathering, not a threat; the mistake is bluffing about an offer you do not hold, because bluffs get called and remembered.
What a real raise is after inflation
A raise is only a raise if it outruns prices. Suppose your $70,000 becomes $72,100, a 3% increase, in a year when prices rose 3.5%. The new salary buys what about $69,660 bought a year earlier: a real pay cut of roughly half a percent, delivered with a congratulations email. A 5% raise to $73,500 in the same year is worth about 1.4% in real terms. The arithmetic is the same one in the inflation and savings guide, pointed at wages instead of a savings balance, and the pay raise calculator runs it for any raise and any inflation figure.
| Raise on $70,000 | New salary | Real change if prices rose 3.5% |
|---|---|---|
| 0% (no raise) | $70,000 | −3.4% |
| 3% | $72,100 | −0.5% |
| 5% | $73,500 | +1.4% |
| 10% | $77,000 | +6.3% |
So set the ask with inflation already subtracted: the raise that keeps you whole is the inflation rate, and everything above it is the actual reward for the bigger scope. The inflation calculator shows what your current salary is worth in the dollars of the year you were hired, which is often the most persuasive number on the evidence page, and the paycheck calculator turns any proposed base into the per-check take-home you would actually see, since withholding takes a slightly bigger slice of each added dollar.
When this playbook does not apply
Published pay scales (many government jobs, union contracts) do not move for one person; there the levers are step placement, reclassification, and overtime rules. Contractors do not ask for raises, they raise rates, usually at contract renewal and with thirty days' notice. And in the first ninety days of a new job the answer is nearly always no, because the number was just negotiated; the right move then is to name the six-month review and set its criteria in writing.
Whatever number you land on arrives as a slightly larger direct deposit, which is the easiest kind of money to lose track of. Stoia keeps the new paycheck, the old bills, and the goal you meant to fund in one picture, so the raise becomes something you can see rather than something you had.